LIC Plans at a Glance

Plan No. Min Entry Age Max Entry Age TERM Max Matur. Age Modes Min. Sum Assured Max. Sum Assured Accident Benefit Eligibility For Policy Loan Eligibility For Housing Loan Min. years Max years 2 15 60 - - - All 50000 Any 1.00 Yes No 5 12 60 5 55 70 All 50000 Any 1.00 Yes No 14 12 65 5 55 75 All 50000 Any 1.00 Yes No 41.50 0 17/14 13/11 50 60 Except SSS 50000 1 crore Accident Benefit @ Re.1 extra per 1000 S.A. will be available on completion of Age 18 Yes No 43 18 lbd 60 lbd 6m 24m 62 S.P 50000 1 crore No Yes No 48** 12 65 5 55 75 All 50000 Any 1.00 Yes No 75 13 50 20 - 70 All 50000 Any 1.00 Yes No 88 18 50 15 30 70 All 50000 Any 1.00 Yes No 89 20 50 15 30 70 All 50000 Any 1.00 Yes No 90 18 60 5 25 70 All 50000 Any 1.00 Yes No 91 18 50 12 30 70 All 30000 WR 10 Lac Incl. in TP Yes No 93 13 45 25 - 70 Except SSS 50000 Any 1.00 Yes No 102 0 lbd 12lbd 15 35 45 All 50000 WR 15 Lac WR Yes No 103 18 45 18 25 65 All 50000 Any 1.00 Yes No 106,107,108 14 55,50,45 15-20-25 - 70 All 50000 Any 1.00 Yes No 114 22 65 10 35 75 All 50000 Any 1.00 Yes No 133 18 50 15 30 70 All 50000 Any 1.00 Yes No 136 20 65 10 40 75 Except Mly/SSS 50000 Any 1.00 Yes No 147,148 18 65 2 35 79 All 50000 For single premium Rs.10,000. Any N.A No No 149 18 65 5 57 75 All 1 lakh Any Incl. In TP Yes Yes 159 0(lbd) 10(lbd) 8 PPT 18 PPT 26(lbd) Except Mly 1 lakh 25 lakhs N.A No No 160 18 50 15 20 70 Only Yly 50000 25 lakhs 1.00 No No 162 18(lbd) 65(nbd) 5 25 75(nbd) All 5 lakhs Any Yes Yes Yes 164 18 55(nbd) 5 25 65 Yly/hly/SP 5 lakhs 24 lakhs No No No 165 12 60(nbd) 10 35 70 Except Mly/SP (N.A) (N.A) Yes Yes Yes 167 18(lbd) 65(nbd) 5 25 75(nbd) YLY/HLY/QLY/MLY 10 lakhs Any - Yes Yes 168 20(nbd) 60(nbd) 10 25 70(nbd) All 50000 Any Yes Yes Yes 169 18(lbd) 65(nbd) 5 35 75(nbd) All 50000 Any Yes No No 171 13 70 5 10 75 Only SP 25000 Any No Yes Yes 175 15 66(nbd) 9 15 75(nbd) SP 20000 Any No Yes Yes 177 18 60(nbd) 5 35 70(nbd) YLY/HLY/SP 25 lacs Any No No No 178 0(nbd) 60(nbd) 70(nbd) All 1 lakh Any Yes Yes Yes 179 14 57,51,45 12 20 75(nbd) Except SP 50000 Any Yes Yes Yes 181 18(lbd) 65/70 - YLY/HLY/QLY/SP Regular:- 50,000/- Single:- 25,000/- Regular:- Up to 20 times of Annualized Premium Single:- Up to & equal to Single Premium Yes No No 183 40 79 - SP 50000 Any - No No 184,185 0(lbd) 12(lbd) 11 27 27(lbd) YLY/HLY/QLY/SSS 1 lakh 1 corore No No No 186 12(lbd) 60(nbd) 10 30 70(nbd) YLY/HLY 1 lakh Any No Yes Yes 187 12(lbd) 60(nbd) 5 20 65(nbd) YLY/HLY/QLY/MLY S.A Allowed: 5 times the Annualized Premium OR half of policy term x 1st year’s Annualized Premium which ever is higher. 0.50 No No 188 0(lbd) 65(nbd) 5 20 - All Min. S.A Regular: Higher of 5 times the A.P OR half of policy terms the x A.P. Min. S.A Single:1.25 times the S.P. Max. S.A Regular: Higher of 5 times the A.P OR half of policy terms the x A.P. 0.50 No No WR=With Restriction. PPT=Premium Paying Term. PT =Policy Term. LBD=last birthday. N.A =Not Applicable. A.P *= Accumulation Period. ** For Plan 48 Single Premium min .S.A. remains at 30,000-No Double Accident Benefit